This week’s episode of my vlog notes that all financial analytics begin with understanding balances; in very few cases do we go looking for a transaction. Rather, we first want to understand what our position is, and then we want to take action based upon it. In the coming social banking or social commerce platform we’ll first see balances, then allow for us to decide which kinds of transactions we want to engage in. This is Episode 81 of Conversations with Kip, the best financial system vlog there is. Watch it here.